Hot cocoa in dip form? Yes, please! This Hot Cocoa Dip is rich, creamy, and made with real whipped cream for a light and fluffy texture but still decadent enough to feel indulgent. Bonus? It’s quick and easy to make, with just a handful of ingredients you probably already have on hand.

A bowl of hot cocoa dip topped with mini marshmallows and a drizzle of chocolate sauce. Festive decorations, including a red ornament and pinecones, are blurred in the background, along with twinkling lights.

This is the kind of dessert that feels like a win every time you make it. It’s quick, easy, and so versatile—you can serve it for a last-minute family movie night or as a centerpiece at a holiday party, and it’ll always impress. The light, fluffy texture and rich hot cocoa flavor make it feel special, but it’s simple enough to whip up with pantry staples. My kids love how fun it is to dip marshmallows and cookies, and I love that it’s no-fuss but still feels thoughtful.

why you’ll love this hot cocoa dip with cream cheese

Easy to Make with Minimal Effort:
This dip comes together in under 10 minutes with just a few simple ingredients—no fancy equipment or complicated steps are required. It’s the ultimate no-fuss dessert that doesn’t require hours in the kitchen.

Perfect for Family Gatherings:
Whether it’s a cozy game night, a holiday party, or a family movie marathon, this dip is a guaranteed crowd-pleaser. Kids and adults alike will love its rich, chocolatey flavor and the fun of choosing their favorite dippers.

Customizable:
You can make this recipe your own! Use a peppermint or salted caramel hot cocoa mix for a twist, or pair it with whatever dippers you have on hand—from marshmallows and cookies to fresh fruit and pretzels.

Kid-Friendly:
It’s a hands-on treat that’s perfect for little ones! From dunking marshmallows to scooping with cookies, this dip is fun to eat.

Ideal for Entertaining:
Hosting a party or holiday gathering? This dip is the perfect no-fuss addition to your dessert spread. Make it ahead of time and top it with festive garnishes right before serving, so you can focus on spending time with your guests.

Budget-Friendly Dessert Idea:
Using pantry staples like cream cheese and hot cocoa mix, this recipe is affordable and practical. It’s a great way to create a decadent dessert without breaking the bank.

Seasonal and Festive:
With its cozy hot cocoa flavors, this dip is made for the winter season. Add marshmallows, sprinkles, or crushed candy canes for a festive touch that makes it even more special.

ingredients

  • Cream Cheese – The base of the dip that gives it a creamy and rich texture. Make sure it’s softened for easy mixing.
  • Heavy Whipping Cream – You can use store-bought whipped topping if you’re short on time.
  • Powdered Sugar – Adds sweetness and keeps the dip smooth. Granulated sugar isn’t recommended since it won’t dissolve as easily.
  • Hot Cocoa Mix – Use your favorite brand for the perfect hot cocoa flavor. Try peppermint or salted caramel varieties for a fun twist.
  • Vanilla Extract – Adds a subtle warmth to the dip. Go for real, not imitation.
  • Ground Cinnamon – For a hint of spice.
  • Mini Marshmallows (for topping) – Adds the hot cocoa touch and makes the dip even more fun to serve.
  • Chocolate Shavings or Sprinkles (optional) – A holiday garnish to make it party-ready.
Ingredients on a gray surface include cream cheese, cocoa powder, powdered sugar, vanilla extract, cinnamon, and mini marshmallows.

how to make hot cocoa dip

Start by whipping up the heavy cream until it’s nice and fluffy—that’s what gives the dip its light texture. Set it aside for now and move on to the cream cheese. Make sure it’s softened (trust me, this step makes all the difference), and beat it until it’s smooth and creamy. Once it’s ready, mix in the powdered sugar, hot cocoa mix, and a splash of vanilla for that classic hot cocoa flavor.

A stainless steel bowl filled with fluffy, whipped cream sits on a light gray textured surface. The cream appears smooth and airy, with visible whisk marks.

Gently fold the whipped cream into the cream cheese mixture. Take your time here—you want everything to blend together without losing that fluffiness. Once it’s all combined, transfer the dip to a serving bowl and top it with mini marshmallows, chocolate shavings, or even some festive sprinkles if you’re feeling fancy.

A clear glass bowl filled with rich, creamy chocolate dip on a light gray surface. The dip has a smooth, whipped texture with peaks and swirls visible on top.

All that’s left to do is grab your dippers—think graham crackers, marshmallows, cookies, or even fresh fruit—and dig in! If you’re making it ahead, just pop it in the fridge and give it a quick stir before serving.

tips and tricks

  • For a richer flavor, use dark chocolate hot cocoa mix.
  • Add a drizzle of chocolate syrup or caramel on top for extra indulgence.
  • Add crushed candy canes for a peppermint twist!

Top Tip

For the creamiest texture and best flavor, let the cream cheese sit at room temperature until fully softened before beating it. This ensures a smooth, lump-free base that blends effortlessly with the whipped cream, giving your dip a light, fluffy texture that’s perfect for dipping!

substitutions and variations

Heavy Whipping Cream: Swap with store-bought whipped topping (like Cool Whip) for convenience.

Hot Cocoa Mix: Substitute with cocoa powder and additional powdered sugar (start with 2-3 tablespoons of cocoa powder and 1-2 extra tablespoons of powdered sugar, adjusting to taste). You can also try flavored hot cocoa mixes like peppermint, salted caramel, or mocha.

Make It Peppermint: Add crushed candy canes to the dip or sprinkle them on top.

Make it Even More Chocolatey: Fold in mini chocolate chips or drizzle melted chocolate on top for extra chocolate flavor.

S’mores-Inspired: Mix in crushed graham crackers or top with toasted marshmallows for a s’mores vibe.

Peanut Butter Chocolate Dip: Swirl in 2-3 tablespoons of peanut butter for a Reese’s-like flavor.

FAQs

Can I make this dip ahead of time?

Absolutely! You can prepare the dip up to 2 days in advance. Store it in an airtight container in the refrigerator. Just give it a gentle stir before serving to refresh the texture.

Can I use store-bought whipped topping instead of making my own whipped cream?

Yes, you can substitute 1 1/2 cups of whipped topping (like Cool Whip) for the homemade whipped cream. It saves time, but homemade gives a richer flavor.

What can I use instead of hot cocoa mix?

If you don’t have hot cocoa mix, you can use 2-3 tablespoons of cocoa powder and increase the powdered sugar by 1-2 tablespoons to balance the sweetness.

How long can this dip sit out at room temperature?

It’s best to keep the dip out for no longer than 2 hours. If serving at a party, place the bowl over a tray of ice to keep it cool longer.

Can I freeze this dip?

Freezing is not recommended because the whipped cream may lose its fluffy texture when thawed. It’s best enjoyed fresh or refrigerated.

What are some creative dippers to serve with this?

Aside from classics like graham crackers and marshmallows, try biscotti, waffle pieces, churros, or fresh apple slices.

how to store hot cocoa dip without marshmallow fluff

Refrigerator:

  • Store the dip in an airtight container in the refrigerator for up to 3 days. Before serving, give it a quick stir.

Freezer:

  • Freezing is not recommended because the whipped cream may lose its fluffy texture and the dip could separate when thawed. It’s best to enjoy this dip fresh or refrigerated.

Serving After Storing:

  • If the dip has been refrigerated, let it sit at room temperature for about 10-15 minutes to soften slightly before serving. This makes it easier to scoop with dippers.

Make-Ahead Tip:

  • Prepare the dip up to 2 days in advance and store it in the fridge. Add toppings like marshmallows and sprinkles right before serving to keep them fresh and appealing.
A bowl of chocolate dip topped with mini marshmallows and drizzled with chocolate sauce. The dessert is placed on a dark surface sprinkled with chocolate shavings, and there are blurred frozen berries in the background.

how to serve it

For a casual family night, set it out with a mix of dippers and let everyone choose their favorites. Think graham crackers, marshmallows, pretzels, or even fresh fruit like strawberries and apple slices.

If you’re hosting a holiday party, this dip makes a fantastic centerpiece for a dessert board. Surround it with cookies, biscotti, waffle pieces, and even small brownie bites for a truly indulgent spread. Don’t forget to include a variety of textures and flavors—sweet, salty, crunchy, and soft—for a crowd-pleasing selection.

Consider serving it alongside a hot cocoa bar. Guests can dip marshmallows or cookies into the dip and then pop them into their mugs for a double dose of chocolatey goodness.

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Hot Cocoa Dip Recipe

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Prep 10 minutes
Total 10 minutes
Servings: 8 servings
This easy Hot Cocoa Dip is a rich, fluffy dessert perfect for cozy nights, holiday parties, or family gatherings. Made with cream cheese, whipped cream, and hot cocoa mix, it’s ready in just 10 minutes and pairs perfectly with cookies, marshmallows, or fresh fruit. A fun, crowd-pleasing treat that’s as festive as it is delicious!

Ingredients 

  • 8 oz cream cheese softened
  • 1 cup heavy whipping cream
  • 1/4 cup powdered sugar
  • 1/2 cup hot cocoa mix use your favorite type and brand
  • 1 teaspoon vanilla extract
  • 1/2 teaspoon ground cinnamon
  • Mini marshmallows for topping
  • Chocolate shavings or sprinkles for garnish (optional)
  • Chocolate syrup for garnish optional

Instructions 

  • In a mixing bowl, use a hand mixer or stand mixer to whip the heavy cream on high speed until it forms stiff peaks. Set it aside.
  • In a separate mixing bowl, beat the softened cream cheese until smooth and fluffy. It will take about 2-3 minutes.
  • Add the powdered sugar and hot cocoa mix, and continue beating until it’s well combined.
  • Mix in the vanilla extract and ground cinnamon.
  • Gently fold the whipped cream into the cream cheese mixture until fully combined. Be careful not to overmix to keep the dip light and fluffy.
  • Transfer the dip to a serving bowl.
  • Top with mini marshmallows and garnish with chocolate shavings or chocolate sauce for a festive look.
  • Serve immediately with your favorite dippers, or refrigerate for up to 2 hours if you prefer a firmer texture.

Video

Notes

  • Softening Cream Cheese:
    Ensure the cream cheese is fully softened before mixing to avoid lumps. Let it sit at room temperature for about 30 minutes.
  • Whipping Cream Tip:
    For best results, use very cold heavy cream when whipping—it holds its shape better and creates a fluffy texture.
  • Make Ahead:
    This dip can be made up to 2 days in advance. Store it in an airtight container in the refrigerator, and stir gently before serving.

Nutrition

Serving: 0.25cup, Calories: 204kcal, Carbohydrates: 13g, Protein: 3g, Fat: 16g, Saturated Fat: 10g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 4g, Trans Fat: 0.02g, Cholesterol: 49mg, Sodium: 174mg, Potassium: 100mg, Fiber: 0.4g, Sugar: 11g, Vitamin A: 595IU, Vitamin C: 0.2mg, Calcium: 70mg, Iron: 0.2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Additional Info

Course: Dessert, Dip, Dips
Cuisine: American

Hi! I’m Kara!

Kara loves all things food and spending time with her family and dogs. She has a passion for cooking and loves making yummy, family-friendly recipes.

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